Our Team

Partner, HWS

Wealth Management Advisor, RJFS


A graduate of the University of Phoenix with a degree in business management, Chris holds series 6, 7, 63, 65, and 26 registrations with FINRA and is licensed in 22 states for securities and variable insurance products.


Chris Hilyer is the Founder and President of Heritage Wealth Solutions. A graduate of the University of Phoenix, he has applied his industry experience to a variety of firms in Phoenix. Before founding Heritage Wealth Solutions, Chris oversaw the training and development of new financial services representatives at Foresters Financial, serving as Assistant Vice President. More recently, Chris served as the Agency Vice President of Investments and Investment Specialist for previous broker-dealer MassMutual Phoenix, a General Agency of Massachusetts Mutual Life Insurance Company.

Turning his attention to his private wealth management clients, Chris opened Heritage Wealth Solutions in his home city of Phoenix, Arizona. Founded under the proposition that private financial matters are best conducted on a personal level, Heritage Wealth Solutions seeks to tailor the experience to each of its clients.


Most people find their passion in life through experiences or introductions to people that provide new outlooks. I am no different, except my passion was born from a family tragedy. With the passing of my father in 2006, I quickly learned how important is it to have a plan in place, or more importantly, the devastation when there is no plan at all. Since entering the financial industry, I have made it my personal mission to consult with individuals to help them prepare for their futures and help protect their goals. My passion may stem from a tragedy, but my mission is to help others avoid them.

I am a volunteer with Keep Our Desert Clean, Fresh Start Women’s Foundation, and a member of the Exchange Club of Scottsdale. I have volunteered in public-school districts where I have helped in classroom projects, parent-teacher nights, and ran educational workshops for teachers and staff for personal financial literacy. I have also volunteered with the Ronald McDonald House to cook meals for the families of the children receiving hospital care and with other community outreach programs cleaning up assisted living homes, Boys and Girls Clubs, and public beautification efforts.

Although I was born and raised in Washington State, my heart was always set on having sunshine and palm trees in my life. I relocated to Phoenix, AZ to escape the rain and haven’t looked back. In my leisure time, I am an avid college football fan and spend my Saturdays cheering for the Alabama Crimson Tide. Additionally, I have developed a love for travel and look to visit many more international locations in the future. I love the outdoors and enjoy hiking, mountain biking, and camping. It is a short-term goal of mine to see more of Arizona and the adventures this state has to offer my wife, Marisa, and our beautiful German Shepherd dog, Bella!

David 2

David Ayala - Partner

  • Insurance License # 12445448 / Arizona
  • Insurance License # 0K99627 / California (domiciled in Arizona)

Partner, HWS

Wealth Management Advisor, RJFS


David graduated from Gonzaga University in 2000 and holds his series 7 and 66 registrations with FINRA and is licensed in the states of Arizona, Nevada, Colorado, Washington and New Jersey for securities and variable products. Licensed in Arizona, California, Nevada, Colorado, Washington and New Jersey for life, disability income insurance and long term care insurance products.

Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me provide products and strategies designed to help meet their current needs, and more importantly, their future needs.


Prior to becoming a Financial Advisor, I worked with people who were trying to manage metabolic diseases.  Life events have taught me there is a strong relationship between health and financial planning.  My personal experience as a member of the “sandwich generation” is an example of how modern financial considerations impact the way many must plan for their financial future.  My two children are blessed to have both sets of grandparents and a great grandmother.  This also means that as my wife and I execute our plan to save for our retirement, we must also consider how funding educations for our children and the potential cost of elder care could affect our lives and plan.  In my free time, I enjoy getting involved with my community at Saint Thomas the Apostle and spending time with my friends and family outside.

Advanced Planning Consultant


Sal studied marketing at Arizona State University before beginning his investment career in 1982 with Equico Securities, giving him nearly 40 years of investment-related experience. After affiliations with Equitable Life and Securities Network Inc, Sal originally joined Raymond James in 1988 and built a highly successful wealth management practice in Chandler, Arizona. Additionally, from 2005 through 2014, Sal was a ten-time recipient of the Raymond James Chairman’s Council recognition*. Sal brings experience in family wealth planning, business successions and even helping high net worth clients develop foundations to focus on charitable giving and legacy planning. Sal has a long-standing passion for helping families and businesses plan for their futures and now joins Heritage Wealth Solutions as an Advanced Planning Consultant to continue his work.


Sal is a long-time member of the Mesa HoHoKams; a not-for-profit charitable organization founded in 1951 that supports local children’s charities, donating more than $4 million to valley charities since 2000. Sal is also an avid golfer and enjoys spending time with family at his cabin in Show Low. Sal has four children and two grandchildren, all living in Arizona except for his son, who attends college at Loyola University Chicago. Financial services is a family business with two of his daughters in marketing and two sons-in-law as licensed advisors. Sal’s third daughter is a Doctor of Psychology and professor at ASU, his alma mater.

*Membership is based on prior fiscal year production. Re-qualification is required annually.  The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of the advisor’s future performance. No fee is paid in exchange for this award/rating.

Branch Principal

Academics and Work Experience

Curt, although born and raised in Pennsylvania, is a graduate of Oklahoma State University and entered the investment industry nearly 25 years ago. In 1996, Curt joined AG Edwards and was an advisor there until 2008 when they were acquired by Wachovia Securities. Due to that acquisition, Curt sought out a new, long-term home for him and his clients and began his Raymond James affiliation in 2008. It was at this point; Curt registered as a Branch Principal in addition to being an advisor and continues in that role as a principal today for the Heritage Wealth Solutions team holding his Series 7, 9, 10, and 63 licenses as well as registration in 30 states. Curt is passionate about helping his clients plan for the future with a focus on retirement planning.

Hobbies and Personal Detail

Curt has been married to his wife, Laura, for 29 years and they have three children. Their identical twin boys attend Northern Arizona University in Flagstaff, AZ and their daughter attends the University of Colorado Boulder as a collegiate athlete playing soccer for the Buffaloes. In his leisure time, he enjoys hiking, skiing, and traveling.

Branch Office Administrator

Susi Wolin, our Branch Office Administrator, is the smiling face behind the friendly voice. A native of Canada, she has been in Arizona for almost 40 years. She attended the University of Phoenix and earned a Bachelor of Science/Business Administration degree, leading her to a varied career in technology, healthcare administration and the financial industries.

Susi’s previous financial experience, with Israel Bonds and Edward Jones, and her attention to detail provide the confidence our clients have come to rely on in exceeding their expectations with our office.

Susi is a student of yoga for over 40 years and is a Certified Yoga Teacher; practicing & teaching as often as she can. She has two grown children and a grandpup dachshund/terrier, named Bentley, who she says is the cutest!

Additional License Information

Our Financial Services Representatives combine their education in financial services with their knowledge of the ever-changing insurance industry landscape to provide you with strategies for your unique situation. All Financial Services Representatives must pass comprehensive exams to obtain a license to sell products in your state.

Registered to conduct securities business in these States: AZ, GA, NY, NC, WA, OR, CA, ID, NM, MA, CO, TX, NV, NJ, FL and WI

We cannot communicate with, nor respond to, requests from customers who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.