Single-Income Families

Stressed About Caring For Your Family?

There is a difference between living and living well. Your goal should be to live well because you deserve so much more than just living. The majority of single-income families face the common difficulty of living paycheck to paycheck(in fact this is majority of any family household). The reason for this is not just making below the means but the little things that add up. Financial planning is hard for a two-income family, it is even harder when it is a single-income family.

Here is the challenge: even if you live comfortable now, it is easy to spend through a cushion of wealth with improper habits. So, the question is, will you have enough to maintain your confidence?

Our team is dedicated to planning for a future that empowers you to live your best life and to do so with confidence. You will work closely with advisors who follow a fiduciary standard to build, monitor and maintain a comprehensive financial plan that includes Lifestyle Planning, Financial Planning and Wealth Management.

Planning for retirement has challenges but planning with only one income creates additional areas of concern on which to focus.

Chris Hilyer, while attending college, witnessed his father lose a battle with cancer leaving his mother to plan for her future without her partner. She was facing adversities and needed an advocate in her corner to make sure she overcame those difficulties with financial confidence.

Chris was inspired to help individuals that are facing important life decisions alone like her, and like YOU, to do just that. You don’t have to be worried about money once you achieve financial confidence; let’s start planning towards that goal and start living well today.

At Heritage Wealth Solutions, we provide professional assistance in a wide variety of areas. However, our sevice areas of specialty can be easily divided into three main categories: Investments, Financial Planning, and Insurance.

Investment Services

  • Bonds
  • Mutual Funds
  • Common Stock
  • ETFs
  • Educational Savings
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • 401k Plans
  • Government Securities
  • Variable Annuities

Financial Planning Services

  • Retirement Plans
  • Profit Sharing Plans
  • 401k Planning
  • 403b Planning
  • College Funding
  • Estate Plans
  • Money Management
  • Social Security Planning
  • Pension Planning
financial planning services
Single income family wealth

Insurance Services*

  • Disability Income Insurance
  • Life Insurance
  • Long Term Care Insurance
  • Group Life Insurance
  • Group Disability Insurance
  • Hybrid Insurance

*some insurance services provided through Raymond James

Contact Chris Hilyer Today!

Chris Hilyer is not only the president and founder of Heritage Wealth Solutions: he is the leading specialist at the company when it comes to helping families hold onto and increase their wealth. Contact him today, and let him put his experience to work for you and yours.

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Chris Hilyer

Wealth Management Advisor, RJFS