Our Approach

A clear path from where you are to where you want to be.

How We Work

We Take the Time to Understand You First

We don’t lead with products or portfolios. We lead by listening. Every client’s situation is different, and we take the time to understand yours before we build a plan around it.

CONSULT

We start by getting to know you.

Before we recommend anything, we listen. Your goals, your timeline, what keeps you up at night, what success looks like for you. Then we go to work on your behalf. We review your full financial picture, figure out how all the pieces fit together, and start building strategies that address your specific goals and concerns.

PLAN

We review our recommendations together.

The goal for this meeting is to collaborate and commit to a path forward. We want you to ask questions, challenge assumptions, and understand every aspect of your plan before we implement it.

IMPLEMENT

The beginning of a clearer path forward.

Once we implement your plan, you’ll receive access to your client portal and our team whenever you need us. We’ll keep you in the know about important financial news and timely commentary with monthly market recaps and newsletters.

PROGRESS

Enjoy the growth and independence that can come from long-term financial planning

We’re here to partner with you for the long term. You’ll receive ongoing portfolio management, proactive planning, regular meetings and we’ll suggest adjustments when needed, along with continuous education and guidance.

Comprehensive Services for Every Phase of Life

Wealth Management

A comprehensive plan for your financial life. We help you map out where you are, where you want to be, and how you’ll get there, then help you manage every piece of your wealth along the way.

Retirement planning, including Social Security and pension claiming strategies
Insurance planning, including life, disability, and long-term care coverage to help preserve your family’s financial future
Investment management with tax-aware portfolios built for your goals and timeline
Tax strategy that coordinates your income, investments, and deductions to help you keep more of what you earn
Estate planning, including wills, trusts, beneficiary updates, and strategies that help your wealth pass on the way you want
Cash flow planning, budgeting, and education funding
Ongoing portfolio review, suggested rebalancing, and coordination with your CPA and estate attorney

Charitable Giving

Helping your generosity go further. Chris Hilyer holds the Chartered Advisor in Philanthropy (CAP) designation, one of the most rigorous credentials in charitable giving. It’s rare in the industry, especially in Arizona.

Donor-advised funds
Qualified charitable distributions (QCDs)
Charitable remainder trusts and charitable lead trusts
Appreciated asset gifting
Private foundations
Family philanthropy strategies that involve the next generation

Business Services

For business owners and entrepreneurs, financial planning bridges both business and personal wealth. We help you plan for both, together.

Exit and succession planning
Business valuation and growth strategy support
Retirement plan design (Solo 401(k), defined benefit, SEP-IRA, and group plans)
Buy-sell agreement coordination
Key person and business owner risk planning
Tax strategy across personal and business returns
Coordinating business and personal estate planning

The right planning makes a real difference.

For your financial future, and for the people and goals that matter most to you.

When you’re ready to take the next step, we’re here.

Stay Connected

Financial insights that make sense.

Whether you prefer to read, watch, or get a short email, we share what we're learning with our clients.

Read

Timely articles on the blog covering retirement planning, tax strategy, investment management, charitable giving, and estate planning.

Watch

Short videos on YouTube from Chris and David, answering the questions clients ask most.

A monthly newsletter sharing our latest market insights, the strategies on our radar, and the planning moves worth considering.