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Our Commitment
Heritage Wealth Solutions offers professional financial services for our clients.

Our reputation thrives on our distinguished customer service. When our clients are truly confident in their financial stability, we have done our job.
Preparing for that next step in life isn’t always easy.
The road to financial stability can seem complicated, time consuming, and difficult – perhaps even a bit overwhelming. Life is full of so many responsibilities and priorities that it can be hard to find time to start or even to know where to begin.

Whether you are preparing for a milestone life event, such as retirement or the sale of a business, or simply looking for financial independence for the future, Heritage Wealth Solutions promises to offer you a new level of attention, insight, and guidance.

We offer a straightforward approach to building financial strategies focused around you, your schedule, your circumstances, and your objectives. We take the time to understand your needs, explain different options to you and earn your trust before offering possible strategies.

By working with Heritage Wealth Solutions, you can take meaningful, manageable steps toward developing an integrated strategy to help achieve a confident financial future.

Since your financial situation is bound to change, we work with you over time to monitor your progress and help ensure you are on track to achieving your goals.
Chris at HWS

Chris Hilyer, RICP, CAP – Partner

  • Insurance License # 963611 / Arizona
  • Insurance License # 0M03606 / California (domiciled in Arizona)

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Partner, HWS
Wealth Management Advisor, RJFS


A graduate of the University of Phoenix with a degree in business management, Chris holds series 6, 7, 63, 65, and 26 registrations and is licensed in 22 states for securities and variable insurance products.


Chris Hilyer is the Founder and President of Heritage Wealth Solutions. A graduate of the University of Phoenix, he has applied his industry experience to a variety of firms in Phoenix. Before founding Heritage Wealth Solutions, Chris oversaw the training and development of new financial services representatives at Foresters Financial, serving as Assistant Vice President. More recently, Chris served as the Agency Vice President of Investments and Investment Specialist for previous broker-dealer MassMutual Phoenix, a General Agency of Massachusetts Mutual Life Insurance Company.

Turning his attention to his private wealth management clients, Chris opened Heritage Wealth Solutions in his home city of Phoenix, Arizona. Founded under the proposition that private financial matters are best conducted on a personal level, Heritage Wealth Solutions seeks to tailor the experience to each of its clients.


Most people find their passion in life through experiences or introductions to people that provide new outlooks. I am no different, except my passion was born from a family tragedy. With the passing of my father in 2006, I quickly learned how important is it to have a plan in place, or more importantly, the devastation when there is no plan at all. Since entering the financial industry, I have made it my personal mission to consult with individuals to help them prepare for their futures and help protect their goals. My passion may stem from a tragedy, but my mission is to help others avoid them.

I am a volunteer with Keep Our Desert Clean, Fresh Start Women’s Foundation, and a member of the Exchange Club of Scottsdale. I have volunteered in public-school districts where I have helped in classroom projects, parent-teacher nights, and ran educational workshops for teachers and staff for personal financial literacy. I have also volunteered with the Ronald McDonald House to cook meals for the families of the children receiving hospital care and with other community outreach programs cleaning up assisted living homes, Boys and Girls Clubs, and public beautification efforts.

Although I was born and raised in Washington State, my heart was always set on having sunshine and palm trees in my life. I relocated to Phoenix, AZ to escape the rain and haven’t looked back. In my leisure time, I am an avid college football fan and spend my Saturdays cheering for the Alabama Crimson Tide. Additionally, I have developed a love for travel and look to visit many more international locations in the future. I love the outdoors and enjoy hiking, mountain biking, and camping. It is a short-term goal of mine to see more of Arizona and the adventures this state has to offer my wife, Marisa, and our beautiful German Shepherd dog, Bella!

David 2

David Ayala – Partner

  • Insurance License # 12445448 / Arizona
  • Insurance License # 0K99627 / California (domiciled in Arizona)

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Partner, HWS
Wealth Management Advisor, RJFS


David graduated from Gonzaga University in 2000 and holds his series 7 and 66 registrations and is licensed in the states of Arizona, Nevada, Colorado, Washington and New Jersey for securities and variable products. Licensed in Arizona, California, Nevada, Colorado, Washington and New Jersey for life, disability income insurance and long term care insurance products.

Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me provide products and strategies designed to help meet their current needs, and more importantly, their future needs.


Prior to becoming a Financial Advisor, I worked with people who were trying to manage metabolic diseases. Life events have taught me there is a strong relationship between health and financial planning. My personal experience as a member of the “sandwich generation” is an example of how modern financial considerations impact the way many must plan for their financial future. My two children are blessed to have both sets of grandparents and a great grandmother. This also means that as my wife and I execute our plan to save for our retirement, we must also consider how funding educations for our children and the potential cost of elder care could affect our lives and plan. In my free time, I enjoy getting involved with my community at Saint Thomas the Apostle and spending time with my friends and family outside.

Advanced Planning Consultant


Sal studied marketing at Arizona State University before beginning his investment career in 1982 with Equico Securities, giving him nearly 40 years of investment-related experience. After affiliations with Equitable Life and Securities Network Inc, Sal originally joined Raymond James in 1988 and built a highly successful wealth management practice in Chandler, Arizona. Sal brings experience in family wealth planning, business successions and even helping high net worth clients develop foundations to focus on charitable giving and legacy planning. Sal has a long-standing passion for helping families and businesses plan for their futures and now joins Heritage Wealth Solutions as an Advanced Planning Consultant to continue his work.


Sal is a long-time member of the Mesa HoHoKams; a not-for-profit charitable organization founded in 1951 that supports local children’s charities, donating more than $4 million to valley charities since 2000. Sal is also an avid golfer and enjoys spending time with family at his cabin in Show Low. Sal has four children and two grandchildren, all living in Arizona except for his son, who attends college at Loyola University Chicago. Financial services is a family business with two of his daughters in marketing and two sons-in-law as licensed advisors. Sal’s third daughter is a Doctor of Psychology and professor at ASU, his alma mater.

Curt Black

Garry Michaelis

Branch Principal

Bio Coming Soon..

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

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